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Lakh and Crore Converter: Indian Number Words

Write any number the Indian way, in lakh and crore with Indian commas and in words, next to the international million and billion form, with cheque wording.

Built by AbhiLast reviewed October 4, 2026

Lakh and crore1234567.89Million and billion

What to convert

Digits, with or without commas, and up to two decimal places for paise.

Result

Indian commas: 12,34,567.89

Exact to the last digit up to 18 digits. The lakh and crore figures are rounded to four decimal places.

In words, Indian system
twelve lakh thirty-four thousand five hundred sixty-seven
International commas
1,234,567.89
In words, international system
one million two hundred thirty-four thousand five hundred sixty-seven
For a cheque
Rupees Twelve Lakh Thirty-Four Thousand Five Hundred Sixty-Seven And Eighty-Nine Paise Only
In lakh
12.3457
In crore
0.1235
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Unit conversions follow from exact definitions and published notation rules. Sizes follow published standards and are approximate: makers grade their own, so check their chart. Figures are rounded only for display. Read the full disclaimer

How to use the Lakh and Crore Converter

  1. Type the number, with or without commas, in either the Indian or the international style.
  2. Add up to two decimal places if you want paise in the cheque wording.
  3. Read it with Indian commas and in words, next to the international form, and the amount as it is written on a cheque.

Two ways to group the same number

The digits of a number don’t change between India and elsewhere, only where the commas go and what the groups are called. In the international system every group is three digits: thousand, million, billion. In the Indian system the first group is three digits, for the thousands, and every group after that is two: lakh, then crore.

1,00,000          one lakh          = 100,000          one hundred thousand10,00,000         ten lakh          = 1,000,000        one million1,00,00,000       one crore         = 10,000,000       ten million100,00,00,000     one hundred crore = 1,000,000,000    one billion

How the words are built

The page splits the number at the crore. Whatever is above it is the number of crores, said in Indian words itself, which is why a trillion comes out as one lakh crore. Below the crore it reads lakh, thousand and the last three digits in turn. The international words come from groups of three the same way. Both are worked out digit by digit, so nothing is rounded except the lakh and crore figures, which are shown to four decimal places.

With your numbers

  1. 1 lakh = 1,00,000 = one hundred thousand; 1 crore = 1,00,00,000 = ten million
  2. Indian commas mark the thousands, then every two digits: lakh, then crore

Quick reference

Exact to the last digit up to 18 digits. The lakh and crore figures are rounded to four decimal places.

Worked examples on the figures shown, for United States. Unit conversions follow from exact definitions; sizes are the nearest on each published scale.
ExampleIndian commas
1000001,00,000
100000010,00,000
100000001,00,00,000
25,00,00025,00,000
1234567.8912,34,567.89
10000000001,00,00,00,000
100000000000010,00,00,00,00,000
505.5505.5

Common questions about the Lakh and Crore Converter

How much is a lakh and a crore?
A lakh is 1,00,000, one hundred thousand. A crore is 1,00,00,000, ten million, which is a hundred lakh. So 10 lakh is one million, 1 crore is ten million and 100 crore is one billion.
How do Indian commas work?
The first comma from the right comes after three digits, for the thousands. After that a comma comes every two digits, marking lakh and then crore: 12,34,56,789 is twelve crore thirty-four lakh fifty-six thousand seven hundred eighty-nine. The international style puts a comma every three digits: 123,456,789.
How are amounts above 99 crore said?
The number of crores is itself said in lakh and thousands. A trillion rupees is one lakh crore, and that is how budgets and company results are reported in India today. Older words, arab for a hundred crore and kharab for a hundred arab, still appear in some Hindi usage but are rare in English.
How do I write an amount in words on a cheque?
Banks expect the amount in words to match the figures, written in the Indian system and ending with "only" so nothing can be added. The page gives the usual form, such as "Rupees Five Lakh Only" for 5,00,000. Some banks prefer no "Rupees" at the front because it is printed on the cheque; follow your bank's format.
Why does the page take the number as text?
So that every digit is exact. Ordinary arithmetic on a computer keeps about 15 to 17 significant digits, which is not enough for an 18-digit number in words. The page reads the digits one group at a time instead.

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