Stamp Duty Calculator India
Stamp duty and registration on buying a home in Maharashtra, Karnataka, Delhi, Tamil Nadu, Telangana or West Bengal, with each state’s cess and surcharge.
Result
Stamp duty and registration: ₹3,80,000Estimate
Rates as published by each state in 2026; they change by notification. Check the sub-registrar’s figure before you pay.
- Stamp duty
- ₹2,50,000Estimate
- Cess, surcharge or transfer duty
- ₹1,00,000Estimate
- Registration fee
- ₹30,000Estimate
- Share of the property value
- 7.6%
https://calcgallery.com/home-buying/india-stamp-duty-calculator/
Results are arithmetic from the figures you enter, not legal, tax, lending or settlement advice. Fees vary by state, lender and negotiation, and the site quotes none of them. Check your Loan Estimate, Closing Disclosure or settlement statement for the real numbers. Read the full disclaimer
How to use the Stamp Duty Calculator India
- Pick the state the property is in.
- Enter the property value. Duty is charged on the higher of the price you pay and the government guidance value (ready reckoner or circle rate).
- Choose the area and buyer details that appear for that state.
- Read the stamp duty, any cess or surcharge, the registration fee and the total as a share of the value.
The rates used
| State | Stamp duty | Extra | Registration |
|---|---|---|---|
| Maharashtra | 5% (4% gram panchayat), women 1% less | 1% metro cess, 1% surcharge in Pune | 1%, up to ₹30,000 |
| Karnataka | 5%; first sale 2% or 3% | 10% and 2% of the duty | 2% |
| Delhi | 6%, women 4% | none | 1% + ₹100 |
| Tamil Nadu | 7% | none | 2% |
| Telangana | 5.5% | 1.5% transfer duty (not in gram panchayats) | 0.5% (2% in gram panchayats) |
| West Bengal | 6% urban, 5% panchayat | 1% above ₹1 crore | 1% |
How a total is built
A ₹50 lakh flat in Pune bought by a man: stamp duty of 5% is ₹2,50,000, the metro cess and surcharge add ₹50,000 each, and registration is capped at ₹30,000. The total is ₹3,80,000, or 7.6% of the value. The same flat in Mumbai has no surcharge, so the total is ₹3,30,000.
In Karnataka the extra charges are a share of the duty, not of the value: on ₹50 lakh the duty is ₹2,50,000, the additional duty ₹25,000 and the urban surcharge ₹5,000. With 2% registration of ₹1,00,000, the total is ₹3,80,000.
Limits
Rates change by state notification and concessions come and go, so check the sub-registrar’s figure before you pay. The page covers a residential purchase by an individual. It leaves out scanning and document handling fees, GST on an under-construction flat, and concessions for joint owners, which vary by state.
With your numbers
- Each state charges a percentage of the property value, plus its own cess or surcharge and a registration fee
Quick reference
Rates as published by each state in 2026; they change by notification. Check the sub-registrar’s figure before you pay.
| Example | Stamp duty and registration |
|---|---|
| Pune, ₹50 lakh | ₹3,80,000 |
| Mumbai, ₹50 lakh | ₹3,30,000 |
| Mumbai, woman buyer, ₹1 crore | ₹5,30,000 |
| Bengaluru resale, ₹50 lakh | ₹3,80,000 |
| Delhi, ₹50 lakh | ₹3,50,100 |
| Chennai, ₹50 lakh | ₹4,50,000 |
| Hyderabad, ₹50 lakh | ₹3,75,000 |
| Kolkata, ₹1.2 crore | ₹9,60,000 |
Where the numbers come from
The fixed figures this calculator relies on, and the published source each one was checked against. How the calculators are built and checked
15 sources
IGR Maharashtra, Maharashtra Stamp Act article-wise (22.07.2026), https://igrmaharashtra.gov.in
Used for
- Maharashtra stamp duty on conveyance in municipal and urban areas (Art. 25(b)(i) and (ii)).
- Maharashtra stamp duty in gram panchayat areas (Art. 25(b)(iii)).
- Maharashtra s.149A surcharge in Pune and Pimpri-Chinchwad.
- Maharashtra metro cess in corporations of the MMRDA region, Pune, Pimpri-Chinchwad and Nagpur.
IGR Maharashtra, Maharashtra Stamp Act article-wise (22.07.2026), https://igrmaharashtra.gov.in; Order Mudrank-2021/UOR.12/CR.107/M-1 (31-3-2021)
Used for
- Maharashtra concession for women-only buyers of a home: 1% of value off the Art. 25(b) duty.
IGR Maharashtra registration fee table
Used for
- Maharashtra registration fee, ₹10 per ₹1,000 or part.
IGR Maharashtra registration fee table: "limited to the maximum of Rs.30,000/-"
Used for
- Maharashtra registration fee cap.
Karnataka Stamp Act 1957 as amended (prsindia consolidated), https://prsindia.org/files/bills_acts/acts_states/karnataka/1957/1957Karnataka34.pdf
Used for
- Karnataka stamp duty on conveyance (Art. 20(1)).
- Karnataka first sale of a flat up to ₹20 lakh.
- Karnataka first sale of a flat over ₹20 lakh and up to ₹45 lakh.
- Karnataka concessional first-sale rates apply up to this value.
- Karnataka 2% first-sale rate applies up to this value.
- Karnataka additional duty, s.3B: 10% of the stamp duty.
Karnataka Stamp and Certain Other Laws (Amendment) Act, 2003, s.3 (Karnataka Municipalities Act, s.99(1)) and s.4 (Karnataka Municipal Corporations Act, 1976, s.140(1)): "shall be levied in the form of a surcharge at the rate of two percent of the duty imposed by the Karnataka Stamp Act, 1957", read in the PRS Legislative Research compilation, https://prsindia.org/files/bills_acts/acts_states/karnataka/1957/1957Karnataka34.pdf; later amendments not checked.
Used for
- Karnataka urban surcharge, 2% of the stamp duty.
Karnataka Gram Swaraj and Panchayat Raj Act, s.205
Used for
- Karnataka rural surcharge, 3% of the stamp duty (Panchayat Raj Act s.205).
Karnataka IGR notification RD/46/MNMU/2025 (29-08-2025), https://igr.karnataka.gov.in/storage/pdf-files/RegistrationFee.pdf
Used for
- Karnataka registration fee, ₹20 per ₹1,000 or part.
Delhi Revenue Department, property registration, https://revenue.delhi.gov.in/revenue/property-registration: "@ 6% if the vendee is a man"
Used for
- Delhi stamp and transfer duty, male buyer.
Delhi Revenue Department, property registration, https://revenue.delhi.gov.in/revenue/property-registration: "@ 4% if the vendee is a woman"
Used for
- Delhi stamp and transfer duty, female buyer.
Delhi Revenue Department, property registration, https://revenue.delhi.gov.in/revenue/property-registration
Used for
- Delhi registration fee.
- Delhi pasting charge.
TNREGINET, duty and fees, https://tnreginet.gov.in: "7% on the market value of the property"
Used for
- Tamil Nadu stamp duty on sale.
TNREGINET, duty and fees, https://tnreginet.gov.in
Used for
- Tamil Nadu registration fee.
Telangana registration ready reckoner, https://registration.telangana.gov.in/readyReckoner.htm
Used for
- Telangana stamp duty on a sale deed.
- Telangana transfer duty outside gram panchayats.
- Telangana registration fee outside gram panchayats.
- Telangana registration fee in gram panchayats.
West Bengal registration, stamp duty, https://wbregistration.gov.in/Stamp_duty.aspx
Used for
- West Bengal stamp duty in panchayat areas.
- West Bengal stamp duty in municipal, corporation and notified areas.
- West Bengal additional duty when market value exceeds ₹1 crore.
- West Bengal additional duty applies above this market value.
- West Bengal registration fee.
Common questions about the Stamp Duty Calculator India
- How much stamp duty is charged in Maharashtra?
- 5% in cities and councils, 4% in gram panchayat areas. Corporation areas in the Mumbai region, Pune, Pimpri-Chinchwad and Nagpur add a 1% metro cess, and Pune and Pimpri-Chinchwad add a 1% surcharge as well. A woman buying alone pays 1% less. Registration is 1%, capped at ₹30,000.
- How much is stamp duty in Bengaluru?
- Karnataka charges 5% on a resale, plus an additional duty of 10% of the stamp duty and a surcharge of 2% of it in urban areas (3% in rural areas). The first sale of a new flat costs 2% up to ₹20 lakh and 3% up to ₹45 lakh. Registration is 2%.
- Do women pay less stamp duty in Delhi?
- Yes. A woman buying alone pays 4% instead of 6%. Registration is 1% plus a ₹100 pasting fee for both.
- Is registration included in stamp duty?
- No. They are separate charges and both are paid before the deed is registered. The page shows them separately and in total.
- Why is Uttar Pradesh not included?
- The state's official calculator gives figures that its published rates do not explain, so the page leaves it out rather than guess.