Statutory Maternity Pay Calculator 2026/27
Statutory Maternity Pay for 2026/27 from average weekly earnings: 90% for six weeks, then £194.32 or 90% for 33 weeks.
Result
Total SMP over 39 weeks: £9,652.56Estimate
SMP is taxed and has National Insurance taken like pay. Your employer may pay more under its own scheme.
- Weekly for the first 6 weeks
- £540.00Estimate
- Weekly for the next 33 weeks
- £194.32Estimate
- First 6 weeks in total
- £3,240.00Estimate
- Next 33 weeks in total
- £6,412.56Estimate
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Pay results are arithmetic estimates based on the values you enter. Employment terms, payroll policy, tax rules and local law control actual pay. Confirm important figures with your employer, payroll team or qualified adviser. Read the full disclaimer
How to use the Statutory Maternity Pay Calculator 2026/27
- Enter your average weekly earnings before tax. Your employer works it out from the eight weeks or so before the 15th week before the baby is due.
- Read what you get each week in the first six weeks and the next 33, and the total.
The calculation
SMP has two rates. For the first six weeks it follows your earnings. After that it is a flat weekly amount, unless 90% of your earnings is lower.
weeks 1–6 90% × average weekly earnings, fractions of a penny rounded upweeks 7–39 the lower of £194.32 and the weeks 1–6 ratetotal 6 × first rate + 33 × second rateThe flat rate usually rises each April, so if your leave runs past April 2027 the later weeks will be paid at the new rate.
With your numbers
- Weeks 1 to 6: 90% of average weekly earnings
- Weeks 7 to 39: £194.32, or 90% of earnings if that is less
Quick reference
SMP is taxed and has National Insurance taken like pay. Your employer may pay more under its own scheme.
| Job | Total SMP over 39 weeks |
|---|---|
| £600 a week | £9,652.56 |
| £200 a week | £7,020.00 |
| £215.01 a week | £7,546.89 |
| £400 a week | £8,572.56 |
| £1000 a week | £11,812.56 |
| £129 a week | £4,527.90 |
Where the numbers come from
The fixed figures this calculator relies on, and the published source each one was checked against. How the calculators are built and checked
3 sources
GOV.UK, Maternity pay and leave: pay, https://www.gov.uk/maternity-pay-leave/pay: "£194.32 or 90% of your average weekly earnings (whichever is lower)"
Used for
- Statutory Maternity Pay flat weekly rate after the first six weeks.
GOV.UK, Maternity pay and leave: eligibility, https://www.gov.uk/maternity-pay-leave/eligibility: "earn on average at least £129 a week"
Used for
- Average weekly earnings needed to qualify for SMP: the lower earnings limit.
GOV.UK, Maternity pay and leave: pay: "90% of your average weekly earnings"
Used for
- SMP: share of average weekly earnings paid.
Common questions about the Statutory Maternity Pay Calculator 2026/27
- How much is Statutory Maternity Pay in 2026/27?
- 90% of your average weekly earnings for the first six weeks, then £194.32 a week, or 90% of your earnings if that is lower, for the next 33 weeks. That is 39 weeks of pay in all.
- Who qualifies for SMP?
- You must have worked for the same employer for at least 26 weeks up to the 15th week before the expected week of childbirth, and earn on average at least £129 a week. If you don't qualify, you may get Maternity Allowance from the Department for Work and Pensions.
- Is SMP taxed?
- Yes. It is paid through payroll like wages, with income tax and National Insurance deducted.
- Can I get more than SMP?
- Many employers pay enhanced maternity pay, such as full pay for some weeks, under their own policy. SMP is the legal minimum, and the employer can reclaim most of it from HMRC.