Child Benefit Tax Charge Calculator 2026/27
How much of your Child Benefit you pay back through the High Income Child Benefit Charge in 2026/27, between £60,000 and £80,000 of income.
Result
Charge to pay back: £1,168.70Estimate
Pension contributions and Gift Aid reduce adjusted net income and so reduce the charge.
- Child Benefit for the year
- £2,337.40Estimate
- Child Benefit you keep
- £1,168.70Estimate
- Share of Child Benefit charged
- 50%Estimate
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An estimate from the published rates for the tax year shown, for the situation described on this page. It is not a tax return or tax advice. Rules change with each budget, and your own circumstances can change the answer. Check it against your payslip and the tax authority’s own calculator, and confirm anything that matters with a qualified tax adviser. Read the full disclaimer
How to use the Child Benefit Tax Charge Calculator 2026/27
- Enter the adjusted net income of whichever partner earns more.
- Enter how many children you get Child Benefit for, and the weeks you get it in the tax year.
- Read the Child Benefit for the year, the charge and what you keep.
The calculation
The charge is a share of the Child Benefit your household receives, set by the higher earner’s income.
Child Benefit = (£27.05 + £17.90 × further children) × weeksshare charged = 1% × whole £200s of income above £60,000, at most 100%charge = Child Benefit × share chargedThe page counts only whole £200 steps. It is paid through Self Assessment by the higher earner, or through your tax code if you are employed and ask HMRC to collect it that way.
With your numbers
- 1% of the year’s Child Benefit for every whole £200 of income above £60,000
- At £80,000 or more the charge equals the benefit
Quick reference
Pension contributions and Gift Aid reduce adjusted net income and so reduce the charge.
| Example | Charge to pay back |
|---|---|
| £70,000, two children | £1,168.70 |
| £65,000, one child | £351.65 |
| £80,000, two children | £2,337.40 |
| £60,000, three children | £0.00 |
| £75,000, four children | £3,149.25 |
| £62,500, two children | £280.49 |
Where the numbers come from
The fixed figures this calculator relies on, and the published source each one was checked against. How the calculators are built and checked
4 sources
HMRC, Rates and allowances: tax credits, Child Benefit and Guardian's Allowance, https://www.gov.uk/government/publications/rates-and-allowances-tax-credits-child-benefit-and-guardians-allowance/tax-credits-child-benefit-and-guardians-allowance
Used for
- Child Benefit a week, eldest or only child.
HMRC, Rates and allowances: tax credits, Child Benefit and Guardian's Allowance
Used for
- Child Benefit a week, each other child.
GOV.UK, High Income Child Benefit Charge, https://www.gov.uk/child-benefit-tax-charge: "over £60,000"
Used for
- High Income Child Benefit Charge starts above this adjusted net income.
GOV.UK, High Income Child Benefit Charge: "1% of your Child Benefit for every £200 you earn over £60,000"
Used for
- Each £200 of income above the threshold adds 1% of the Child Benefit to the charge.
Common questions about the Child Benefit Tax Charge Calculator 2026/27
- When does the High Income Child Benefit Charge start?
- When the higher earner's adjusted net income goes above £60,000. The charge is 1% of the year's Child Benefit for every £200 above that, so at £80,000 or more it equals the whole benefit.
- How much is Child Benefit in 2026/27?
- £27.05 a week for the eldest or only child and £17.90 a week for each other child. Over 52 weeks that is £1,406.60 for one child and £930.80 for each additional child.
- Should I still claim if the charge takes it all?
- Often yes. Claiming protects National Insurance credits toward the State Pension for a parent who isn't working, and gets the child a National Insurance number. You can claim and choose not to receive the payments, which avoids the charge.
- How can I reduce the charge?
- Adjusted net income falls with pension contributions, including salary sacrifice, and with Gift Aid donations. Bringing it back toward £60,000 reduces the charge by 1% of the benefit for every £200.